Last Updated: March 1, 2017
Welcome to www.NextStepMoney.com. This Web site is owned exclusively by Next Step Universe LLC. (“NextStepU”). NextStepU and its affiliates provide their services to you subject to the following conditions. If you visit any of Next Step Universe’s Web sites, you accept these conditions. Please read them carefully.
When you visit NextStepMoney, and Next Step Universe’s Web sites or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
DESCRIPTION OF SERVICE
Next Step Universe provides users with access to a rich collection of resources, content and communication services which may be accessed through any various medium or device now known or hereafter developed (the “Service”). Unless explicitly stated otherwise, any new features that augment or enhance the current Service, including the release of new Next Step Universe Llc properties, shall be subject to these Terms and Conditions of Use (“Terms”).
In consideration of your use of the Service, you represent that you are of legal age to form a binding contract and are not a person barred from receiving services under the laws of the United States or other applicable jurisdiction, or if you are under the legal age to form a binding contract that you are accessing the Service with the express permission and supervision of a parent or legal guardian. You also agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the Service’s registration form (the “Registration Data”) and (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or Next Step Universe Llc has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Next Step has the right to suspend or terminate your account and refuse any and all current or future use of the Service (or any portion thereof).
MEMBER ACCOUNT, PASSWORD AND SECURITY
You will receive a password and account designation upon completing the Service’s registration process. You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all activities that occur under your password or account. You agree to immediately notify Next Step Universe of any unauthorized use of your password or account or any other breach of security.
You understand that all information, data, text, photographs, graphics, messages, tags, or other materials (“Content”), publicly posted to any Next Step Universe Web site, is the sole responsibility of the person from whom such Content originated. Next Step Universe Llc does not guarantee the accuracy, integrity or quality of such Content. Under no circumstances will Next Step Universe Llc be liable in any way for any Content, including, but not limited to, any errors or omissions in any Content, or any loss or damage of any kind incurred as a result of the use of any Content posted, emailed, transmitted or otherwise made available via the Service.
You acknowledge, consent and agree that Next Step Universe Llc may access, preserve and disclose your account information and Content if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce the Terms; (c) respond to claims that any Content violates the rights of third parties; (d) respond to your requests for customer service; or (e) protect the rights, property or personal safety of Next Step, its users and the public.
SPECIAL ADMONITIONS FOR INTERNATIONAL USE
Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable Content. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside.
You agree to indemnify and hold Next Step Universe Llc and its subsidiaries, affiliates, officers, agents, employees, partners and licensors harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of Content you submit, post, transmit or otherwise make available through the Service, your use of the Service, your connection to the Service, your violation of the Terms, or your violation of any rights of another.
GENERAL PRACTICES REGARDING USE AND STORAGE
You acknowledge that Next Step Universe Llc reserves the right to log off accounts that are inactive for an extended period of time. You further acknowledge that Next Step Universe Llc reserves the right to modify these general practices and limits from time to time. Next Step Universe Llc reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that Next Step Universe Llc shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Service. You agree not to reproduce, duplicate, copy, sell, trade, resell or exploit for any commercial purposes, any portion of the Service, use of the Service, or access to the Service.
You agree that Next Step Universe may, under certain circumstances and without prior notice, immediately terminate your account and access to the Service. Cause for such termination shall include, but not be limited to, (a) breaches or violations of the Terms or other incorporated agreements or guidelines, (b) requests by law enforcement or other government agencies, (c) a request by you (self-initiated account deletions), (d) discontinuance or material modification to the Service (or any part thereof), (e) unexpected technical or security issues or problems, (f) extended periods of inactivity, and/or (g) engagement by you in fraudulent or illegal activities.
The Service may provide, or third parties may provide, links to other World Wide Web sites or resources. Because Next Step Universe has no control over such sites and resources, you acknowledge and agree that Next Step Universe is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products or other materials on or available from such sites or resources. You further acknowledge and agree that Next Step Universe shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.
All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of Next Step Universe Llc or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of Next Step Universe Llc and protected by U.S. and international copyright laws. All software used on this site is the property of Next Step Universe Llc or its software suppliers and protected by United States and international copyright laws.
NextStepU, NextStepU Magazine, NextStepMoney, NextStepJob, NextStepLifestyle and other marks indicated on our sites are trademarks of Next Step Universe Llc in the United States and other countries. Other Next Step Universe Llc graphics, logos, page headers, button icons, scripts, and service names are trademarks or trade dress of Next Step Universe Llc or its subsidiaries. Next Step Universe’s trademarks and trade dress may not be used in connection with any product or service that is not Next Step Universe’s, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Next Step Universe Llc. All other trademarks not owned by Next Step Universe that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Next Step Universe or its subsidiaries.
LICENSE AND SITE ACCESS
Next Step Universe grants you a limited license to access and make personal use of its Web sites and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of Next Step Universe. This license does not include any resale or commercial use of this site or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this site or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Next Step Universe. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Next Step Universe without express written consent. You may not use any meta tags or any other “hidden text” utilizing any of the Next Step Universe’s brand names or trademarks without the express written consent of Next Step Universe Llc. Any unauthorized use terminates the permission or license granted by Next Step Universe. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of Next Step Universe so long as the link does not portray Next Step, its affiliates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any of Next Step Universe logos or other proprietary graphic or trademark as part of the link without express written permission.
Next Step Universe Llc and its affiliates respect the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us at webmaster@NextStepU.com.
DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY
THIS SITE IS PROVIDED BY NEXT STEP UNIVERSE ON AN “AS IS” AND “AS AVAILABLE” BASIS. NEXT STEP UNIVERSE MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK.
TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, NEXT STEP UNIVERSE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. NEXT STEP DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM NEXT STEP ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. NEXT STEP UNIVERSE WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.
CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.
By visiting any of the Next Step Universe website properties, you agree that the laws of the state of New York, without regard to principles of conflict of laws, will govern these Terms and Conditions of Use and any dispute of any sort that might arise between you and Next Step Universe or its affiliates.
Any dispute relating in any way to your visit to Next Step shall be submitted to confidential arbitration in New York, New York, except that, to the extent you have in any manner violated or threatened to violate Next Step Universe’s intellectual property rights, Next Step Universe may seek injunctive or other appropriate relief in any state or federal court in the state of New York, and you consent to exclusive jurisdiction and venue in such courts. Arbitration under this agreement shall be conducted under the rules then prevailing of the American Arbitration Association.
SITE POLICIES, MODIFICATION, AND SEVERABILITY
We reserve the right to make changes to our site, policies, and these Terms and Conditions of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.
Next Step Universe Llc
New York, NY 10036